This year has been really interesting as I believe we’re starting to see the mid-game strategy of several fintech companies making their moves from mon…
Charley Ma
Hi everyone! If the format looks new, it’s because I recently moved over to Substack as I was having issues with my previous newsletter app, so here’s …
Charley Ma
Hi everyone! A couple of weeks ago, I had the chance to meet a bunch of people and companies in the UK (thanks to everyone that made connections over T…
Charley Ma
I have historically been a semi-loyal United flyer, mostly due to the fact that Newark is the closest airport to where I live. However, over the past f…
Charley Ma
The So What 2019 looks to be shaping up to be a very interesting year for fintech - particularly in regards to “neobanks” which got me thinking, what t…
Charley Ma
Happy 2019 everyone! Put some quick thoughts below on what's top of mind for me on fintech as we head into the new year. 1) Neobanks - Gradually, then …
Charley Ma
I thought it would be interesting to take a look back on what I wrote about in 2017, and see which ones were on the mark and which ones were way off. I…
Charley Ma
The recent market movements got me thinking about some of the headwinds that consumer financial technology might face in the next couple of quarters. T…
Charley Ma
Hi everyone! It’s been an extremely hectic last month and I fully expect that to continue since (drumroll please…) I just moved to NYC! Excited to cont…
Charley Ma
I'm back! Apologies for missing a few weeks of the newsletter, I've been traveling for the past few weeks, spending some time in Paris, Toronto, and Ne…
Charley Ma
It’s a common refrain that if it wasn’t for VC funding growth at all costs, apps such as Robinhood or Acorns would not be able to sustain their commiss…
Charley Ma
If any of my readers read my post last week, then Square's announcement of a full-stack product aimed at full-service restaurants shouldn't have been a…
Charley Ma