As a reminder, this is a weekly newsletter of what I've come across in fintech and thought was interesting. I work at Plaid based out of San Francisco, CA and previously spent time in a few strategy, product, and R&D roles at JPMorgan and Chase. Each week around Monday night (and sometimes Tuesday...), I send out ~5 articles that I think are interesting and relevant and try to explain why. This week - more broader themes around ownership of data from the Equifax hearings, increasing competition in P2P payments, and (the usual by now) volatility in cryptocurrency development.