Semi-collected thoughts on fintech published semi-regularly.

Hi there - I’m Charley Ma and I currently work at Plaid, a San Francisco based startup that enables applications to connect to bank accounts via API. Prior to Plaid, I worked across several strategy and product groups at JPMorgan + Chase covering payments, APIs, blockchain, and fintech.

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NYC Growth Manager @Plaid. Prev dev sales lead and before that, payments + emerging tech strategy @JPMorgan. Thoughts are all my own and often make no sense.